Mobility & Insurance


Will my insurance pay for my EMU Trike®?

It's one of the most common questions we get from a prospective customer. There really is no simple answer because insurance laws and insurance company policies change daily. Some insurance companies will surprise you and pay for your scooter, some will not.

The good news is that we have had some customers who've experienced success in receiving full or partial reimbursements from their private insurance company. We ALWAYS encourage our customers to apply for reimbursement as soon as possible. It can't hurt to ask, right? But it sure does help to know HOW to ask. And this is where we can help...


Most insurance and grant providers would prefer to pay the scooter dealer directly, however if you have already purchased your EMU Trike®, it wouldn't hurt to ask for help via a full or partial reimbursement.

Medicare and Social Security disability tends to pay for devices that are used primarily in the home, such as a motorized or non-motorized walker and wheelchair. Therefore, if you apply for assistance or reimbursement for an EMU Trike® be sure to let them know you will be using your scooter both indoors and outdoors.

Navigating a complex reimbursement network.

Outside of insurance reimbursement the most overlooked form of reimbursement would be grants provided by your particular disabilities’ society. Think about all of the fundraising walks, runs and biking events that are hosted each weekend all over the country. Where do those funds go? Some of it goes to clinical research, some of it goes to administrative cost and some of it goes to…grants! So why not visit the website of your local chapter's organization and do a bit of research. You can also call them or email them to see if you can benefit from a grant to help you achieve your mobility needs with a new ADA compliant mobility scooter. You will find them more than helpful. Hint: All though there is never a 'bad' time to ask for help, there is always more money available right after fundraising efforts than at the end of a fundraising year.  

Research your organization's qualification process and application procedures before doing anything. Many organizations have certain financial guidelines for you to meet to qualify for a grant. For example, some organizations would prefer to pay the scooter supplier directly, rather than the consumer. They may also request to see a copy of a tax return to determine if you are truly in need of such financial assistance. Each organization will do things a bit differently.

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